May 2007

It's now time for the annual insurance hunt. Insurance premiums in general have gone up across the board, so plenty of people have found that their insurance will have gone up come renewal time.

May 2006

This year Sky Insurance gets the nod! Most competitive quote and also they are the current FTO Owners Club insurer.

May 2005

I was with AON and when my renewal letter came through I was annoyed that my premium had gone up. Anyway, it was time to dust off the old insurers list and time to work the phone.

This year Adrian Flux gets my hard earned cash! A very competitive quote - easily beating my AON renewal quote. Honourable mention to Aplan as well but it's Adrian Flux that wins out for me!

Background

What I found was that unless the insurer had negotiated special deals and schemes with their underwriters, the general quotes I was getting were very high indeed. This year a few beat my renewal quote, a couple got close but in general they either wanted a stupidly high premium and/or a high excess.

As always people's circumstances are all different and there are many factors involved that affect your insurance premium. The insurers that were good for me may not be good for you. It pays to shop around! Don't just compare policies purely on the premium, check for courtesy car, European cover, all round glass cover, hifi cover etc etc.

The vast majority of insurers seem to load my premium due to the fact I have a GPvR, a GPX would have been cheaper to insure and a GR cheaper still. For some insurers, insuring an Impreza WRX would have been cheaper for me and for others it would have cost the same to insure a Skyline GTR or Porsche Boxster. Paying the same premium for an FTO doesn't seem right when you could have so much more performance for the same money! *grumble*

Anyway here's my trimmed down insurers list (sorted in my best to worst quote order)...some have been deleted since last time as they no longer cover imports. Also a lot of them require you to be over 25. I didn't bother including every single broker I tried since a lot of them are selling you the same policies anyway. Hope you find it useful, and for those cheeky lamers who steal content and links, at least make an effort and change the order! YOU know who you are!

Sky Insurance	0870 112 1759	Best Quote! Good policy. Definitely worth calling! *versionR Recommended*
Adrian Flux	08700 777 888	Very competitive indeed! Mention my site (versionR.com) and you might get a better quote - no promises though!
Aplan	0845 071 1234	Usually competitive for most people
Crowthorne	01344 771 626	Competitive
AON	01384 552670	Formerly the FTO Owners Club scheme, a good policy with the only exception being they do *NOT* provide courtesy cars in their current policies. They may not be taking new business now.
Sky Insurance	0870 112 1759	Competitive
Randall Pace	01782 286311	Quite competive but high excess
Tett Hamilton	01275 792270	>Worth a try
Osborne & Sons	0208 388 6000	over 25's
Keith Michaels	0870 845 8888
GSi	0871 717 1888
Admiral	0800 600 800	Sister company to Bell Direct
Bell Direct	0800 140 180	Sister company to Admiral
AQuote	0800 328 9121	over 25
OPI	0800 389 0737
BHP	08707 576969	over 25
Direct Line	0845 246 8701	*BEWARE* you will need a tracking device even if they don't tell you so! buy online www.directline.com
Tesco	0845 300 9900	basically a Direct Line reseller - buy online www.tesco.com
Privilege	0845 246 0295	part of the Direct Line group
Egg	0870 024 0095
Performance Insurance (Mayfair)	01234 242900	over 25

Don't bother with the AA, Eagle Star, Fastrack (Amber Insurance), Greenlight etc as they won't cover imports.